General Terms & Conditions

Disclosure Policy: 

Any and all information provided by our Editors & Contributors (“we,” “us,” “our,””my,” “me,” or “I,”) on (“Site” or “Website”) is for general informational and educational purposes only.

This Disclaimer, along with the Terms of Use and Privacy Policy, governs and controls your access to and use of, including any and all services, content, and functionality offered on or through our Website at

We provide all the information and content on our Website is for general informational and educational purposes ONLY and is provided in good faith.  However, 

  • We do not make any warranties and/or guarantees of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on our Site.
  • You should NOT take any information on our Site as a substitute to doing your own research or seeking professional advice. Before taking action based on any such information, we encourage you to consult with the appropriate professionals, such as lawyers, accountants.  
  • We are not liable to you at any time for any loss or damage you may have experienced or incurred as a result of the use of our Site or reliance on any information provided on our Site. 
  • Your access and use of our Site and reliance on any information on the Site is completely at your own risk.


From time to time our Site may contain links to other external websites and third-parties. Moreover, we may have ads and banners on our Website that contain external links in them to third-party websites, products and companies. We do not control, validate, monitor or investigate such links for accuracy, changes, adequacy, validity, reliability, availability or completeness. We do not guarantee, warrant, endorse, or assume responsibility for any information or product offered by third-party websites. If you choose to click on links and be taken to an external website belonging to a third-party, then you do so at your own risk and you are responsible and liable for your actions should you suffer or incur any harm or loss.


By visiting and navigating through the site, you acknowledge and agree that our Company and Website have not made any guarantees about the results of taking any action. Regardless of whether a product or service is recommended, we absolutely do not make any guarantees as to results. You understand and agree that what works for one person might not work for the other person. Moreover, results are dependent on many different factors, and we cannot make any guarantees. Whether you will succeed or fail ultimately is dependent on your own efforts, your particular situation, and numerous other circumstances that are beyond our control.


Our Site may contain testimonials by actual users of our products and/or services. These testimonials reflect the actual user’s true and own opinions and experiences. We do not pay or manipulate these testimonials. They appear on our Website verbatim as given to us by the users, except for the correction of grammar or typing errors.

However, you agree and understand that the experiences are personal to those particular users, and it may not be representative of everyone’s experience with that product and/or service. Your individual results may vary.


We welcome you to contact us if you have any questions, concerns or comments regarding our Disclaimer Policy.  



EFFECTIVE AS OF 13 AUGUST 2020 Terms & Conditions are subject to change